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Real Estate Financing

Make Your Dream Home a Reality

Whether you're buying your first home, investing in property, or refinancing, we offer competitive rates and personalized solutions.

Simulate Your Mortgage Speak with an Advisor

€50,000 - €1M+

Loan Amount

10 - 30 years

Repayment Term

From 2.5%

Fixed or Variable

100%

Financing Up To

All Your Real Estate Projects

Primary residence, rental investment, or second home

Primary Residence

Become a homeowner with advantageous conditions and low rates.

  • Preferential rates
  • Zero-rate loan eligible
  • Up to 30 years term

Rental Investment

Build your real estate portfolio and generate rental income.

  • Tax optimization
  • Include renovation costs
  • Flexible repayment

Second Home

Finance your vacation or holiday home with competitive terms.

  • Competitive rates
  • Up to 25 years term
  • Minimal down payment

How to Get Your Mortgage?

A guided process in 5 steps

1

Simulation

Estimate your borrowing capacity

2

Application

Submit your complete file

3

Agreement

Receive your offer within 48h

4

Notary

Sign the final deed

5

Disbursement

Funds released to the seller

Why Choose Our Mortgage?

Competitive Rates

Fixed or variable rates among the lowest on the market.

Personalized Solutions

Mortgage tailored to your situation and your project.

Quick Decision

Agreement in principle within 48 hours.

Free Early Repayment

Repay early or make extra payments without penalties.

Expert Advisors

Dedicated mortgage specialists to guide you.

Up to 100% Financing

Finance your entire project, including notary fees.

Financing Example

€300,000 Apartment

Purchase Price €300,000
Down Payment (10%) €30,000
Amount Financed €270,000
Duration / Rate 25 years / 2.8%
Monthly Payment €1,241/mo

* Representative example. The actual rate depends on your profile and the property.

Eligibility Requirements

Borrower Profile

  • Be of legal age (18+)
  • Reside in the European Union
  • Stable employment or income
  • Debt-to-income ratio under 35%

Required Documents

  • Valid ID
  • Proof of address
  • Last 3 months pay slips
  • Tax returns (2 years)
  • Property documents (sale agreement)

Mortgage FAQ

Frequently asked questions about mortgages

Your borrowing capacity depends on your income, expenses, and debt-to-income ratio (typically max 35%). Use our simulator to get an estimate.
We can finance up to 100% of the property value. However, a 10-20% down payment can help you get better rates.
Fixed rates offer payment stability. Variable rates may be lower initially but can change. We'll help you choose based on your situation.
Yes! You can include renovation costs in your mortgage, up to a certain percentage of the property value.
Mortgage insurance (death, disability) is typically required. You're free to choose your insurer - we can recommend partners.

Ready to Buy Your Home?

Simulate your mortgage and take the first step towards homeownership.

Simulate My Mortgage Speak with an Advisor